Buying an apartment before construction is completed has become an increasingly popular choice among buyers who want to secure a modern, high-quality home while making a financially savvy investment. This approach offers unique advantages, both practical and economic.
What is an “off-plan” apartment?
An off-plan apartment refers to a property that is still in the development phase and not yet completed or formally registered. These units are typically sold in stages, from the initial groundwork, through structural progress, all the way to final handover and move-in readiness.
While purchasing at this stage means you won’t get the keys right away. However, it allows you to take part in the process, influence certain features, and lock in a better position, within both the building and the market.
Why invest early?
Better pricing – One of the biggest benefits of buying early is the lower price point. Developers often offer exclusive pre-launch pricing to secure early funding for construction. As a result, buyers can save up to 15–20% compared to the price of completed units.
Greater choice of units – Early buyers have the advantage of selecting from the best available units, whether it’s the preferred floor, orientation, layout, or even larger terraces or private garden spaces in ground-floor options.
Opportunity for customization – Depending on the stage of construction, buyers can often personalize elements such as room layout, flooring materials, tiles, or even the placement of electrical outlets. These customizations are rarely possible once the project is completed, especially on the resale market.
Stronger returns for investors – For those purchasing with rental income in mind, buying early offers a head start. You gain time to plan your rental strategy and enter the market with a lower purchase price, resulting in a higher return on investment once the property is generating income.
Flexible payment options – Off-plan purchases often come with staged payment plans, giving buyers time to manage their finances and secure additional funding if needed. This approach can significantly ease the financial pressure compared to buying a completed unit outright.
Choosing an off-plan apartment is a strategic move, one that requires information, but offers significant upside. Whether you’re securing a new home or making a long-term investment, getting in early gives you access to better prices, more options, and the chance to shape your space to fit your vision.
At ALK Group, we take a thoughtful approach to location selection, architectural design, and buyer collaboration. Our hotel-residence developments in Budva and Tivat are currently available during early construction phases, making this the ideal moment for those seeking a meaningful, secure, and stylish investment opportunity.